When one owns a house, one's mortgage holder expects one to have home owner's insurance. Now if you thought that talking to insurance companies was hard, try it from 12 time zones away. To make it more fun we bundled car insurance into the deal. The best part was when the agent asked me for the car VIN.
"Um... well, we don't actually own the car yet. See, we're planning on buying one after we get back to the states. But we are going to be renting cars right away so we will need auto coverage. Are you able to provide car insurance for people who don't own a car?"
*** Big old pause on the other end of the phone ***
It was a fun time for all!
(not to worry, it all worked out after almost 2 hours of discussion)